

– Never give private financial information out over the phone unless YOU initiate the phone call. You wouldn’t normally release private financial data to a stranger, but when your account access is threatened or easy money is promised, people frequently fall prey and react before they think. Most scammers play on your emotions with a urgent tone in their message. So if you’re unsure about a message, ask to “get it in writing.” Mailing letters is expensive and requires knowledge of your name and address - things most scammers don’t have. If you’re ever unsure about the validity of a financial request, here are some things to keep in mind:Įmail, text, and phone scams are abound these days because there’s virtually no cost to send out thousands of electronic messages or automated phone calls. Avoiding bankruptcy, foreclosure and repossession.GreenPath counselors educate first time homebuyers, provide reverse mortgage and home equity loan counseling, and counsel consumers on foreclosure prevention. Department of Housing and Urban Development (HUD) to provide housing counseling services. Housing Counseling: GreenPath is approved by the U.S.

There is a fee for a Debt Management Plan (DMP) and the counselor will thoroughly explain all options and applicable fees.
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Understanding your credit report and how to improve your score: A credit report review helps you evaluate your credit report, learn how to dispute inaccurate information, and understand all aspects of credit scoring.GreenPath’s counselors will also teach money management skills, including ideas to increase income and ways to reduce expenses. Personal and family budgeting: During an appointment, a GreenPath counselor will thoroughly review your current financial situation and develop a comprehensive budget and action plan.
